Inspired by the Bupa ad: Meeting the wealthier you

Matt Leech 28th November 2012

​

I saw the Bupa ad the other day and it got me thinking.......

​

Instead of finding my healthier self, what if I met my wealthier self? What kind of advice would the 'wealthier me' give me? 



One question that stood out to me was: What did the 'wealthier me' do differently?



I'm sure the answer would have been something simple but effective, so It got me thinking about the simple things that I didn't give enough attention to or the idea that I didn't proceed with or maybe it was just laziness. By meeting the wealthier version of yourself gives you the interesting but useless gift of hindsight.



I wondered if the 'wealthier version of me' would be happier, we all know money can't buy you happiness but I certainly believe that your finances can affect your emotional state. With that being said, would the 'wealthier' me be more happy or content with their situation and my guess would be probably not. 



In our society today, it's never enough! the 'goal posts' are always moving and as you know, once you hit a goal or a milestone you instantly set a new one. It's human nature!



So I guess if you're 80% happy and content with where you are right now, take a moment to appreciate it and stop looking for the wealthier you because you might not find them like in the ads.



It doesn't matter if you're right or wrong

Matt Leech 23rd November 2012

​

Decisions & choices!



We get so caught up in making sure we make the right choice or the right decision that sometimes we forget to make one, right or wrong. 



From meeting a lot of different people, I have learnt that successful people will make decisions and commit to the outcome of that choice even if it's bad.



I also meet a lot of people who spend too much time trying to make their mind up and still make the wrong decision and not commit to the outcome.

Right or wrong is just a point of view and if that is stopping you moving forward, I suggest you make a choice and move on.

I feel that the more choices we make in our lives results in more progress & success. I would feel much better about having new challenging choices on a regular basis than having the same choices over a few years.

Winning with your home loan

Matt Leech 6th November 2012

​

I know its Melbourne Cup today (it’s all I've been hearing about)  but I'm also expecting the RBA to cut interest rates today.



There are many variable rate borrowers across Australia still waiting for their lender to announce a rate cut, and there will be further disappointment when you realise that your lender kept some or even all of the rate cut rather than passing this onto you!

Many borrowers might be feeling complacent about their home loan: all lenders are doing the same thing, so what’s the difference? When in reality NOW is the time to review your home loan!

Because of the reduction in borrowers, the banks are offering discounts on standard variables in addition to the rate cuts which means you can get a better deal.

Be smart and review your home loan because you will score some big savings by giving your home loan a health check and negotiating to switch home loans.

Don’t let your lender dictate your financial situation for the next 30 years of your life. Use the power of knowledge and take advantage of the slow mortgage market to score a bigger discount on your home loan.